Choosing an Advisor

The Freedom of Advice: Findings on the Value of an Advisor

The Freedom of Advice: Findings on the Value of an Advisor

The Freedom of Advice: Findings on the Value of an Advisor

Zoe Team

1 min read

A financial advisor reviewing a plan with two clients at a table

Key Takeaways

Key Takeaways

  • Financial advice is linked to higher life satisfaction and reduced financial stress.

  • Advisors provide a structured path to achieving long-term financial freedom.

  • Professional guidance helps navigate complex decisions that affect overall well-being.

Frequently Asked Questions

Frequently Asked Questions

Does financial advice improve quality of life?

Yes, studies indicate that receiving financial advice can lead to greater peace of mind and improved life satisfaction by reducing financial anxiety.

How does an advisor reduce stress?

By providing clear, professional guidance on financial management, advisors help you make more informed decisions, which reduces uncertainty and stress.

Why seek professional financial advice?

Advisors help you craft a plan tailored to your goals, offering the expertise needed to navigate markets and avoid common financial mistakes.

Zoe released an in-depth analysis on the benefits of receiving financial advice

Published December 19, 2019 Results show that receiving financial advice increases the quality of life and reduces stress as a result of financial freedom.

Zoe released a special report entitled The Freedom of Advice: Findings on the Value of an Advisor with insightful research regarding affluent Americans’ relationship with their wealth. The report found that by receiving sound advice, fears around wealth dissipate. With decreased fear, one feels safer, more in control, and ultimately more financially free.

There are people who, despite their financial accomplishments and success, feel stuck in the ‘hard-working’ class. For many, fear of seeming incompetent despite their wealth holds them back from asking for advice; ultimately trapping them in a “catch-22” between fear of losing their wealth and fear of advice.

Since our relationship with wealth is so complex, it can be challenging to understand how allowing someone else to provide guidance or the ability to manage the details of our financial lives can yield higher control, freedom, and happiness. In fact, Zoe’s research is conclusive on how seeking advice enables individuals to attain higher levels of satisfaction and even achieve better outcomes.

You can find Zoe’s full analysis here: zoefin.com/freedomofadvice

For press inquiries, contact: press@zoefin.com

Zoe released an in-depth analysis on the benefits of receiving financial advice

Published December 19, 2019 Results show that receiving financial advice increases the quality of life and reduces stress as a result of financial freedom.

Zoe released a special report entitled The Freedom of Advice: Findings on the Value of an Advisor with insightful research regarding affluent Americans’ relationship with their wealth. The report found that by receiving sound advice, fears around wealth dissipate. With decreased fear, one feels safer, more in control, and ultimately more financially free.

There are people who, despite their financial accomplishments and success, feel stuck in the ‘hard-working’ class. For many, fear of seeming incompetent despite their wealth holds them back from asking for advice; ultimately trapping them in a “catch-22” between fear of losing their wealth and fear of advice.

Since our relationship with wealth is so complex, it can be challenging to understand how allowing someone else to provide guidance or the ability to manage the details of our financial lives can yield higher control, freedom, and happiness. In fact, Zoe’s research is conclusive on how seeking advice enables individuals to attain higher levels of satisfaction and even achieve better outcomes.

You can find Zoe’s full analysis here: zoefin.com/freedomofadvice

For press inquiries, contact: press@zoefin.com

Disclosures: Zoe Financial, Inc. ("Zoe Financial") is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal. Past performance is not indicative of future results. Clients should consult with their own financial, tax, or legal professionals before making any investment decisions. The material presented by Zoe Financial is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product. Material presented has been gathered from sources believed to be reliable, however Adviser cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source. Past performance is no guarantee of future results. Zoe Financial does not provide legal or tax advice, and nothing contained in these materials should be taken as legal or tax advice. SEC Registration does not constitute an endorsement of Zoe Financial by the SEC nor does it indicate that Zoe Financial has attained a particular level of skill or ability. The sole purpose of this material is to inform, and it in no way is intended to be an offer or solicitation to purchase or sell any security, other investment or service, or to attract any funds or deposits. Investments mentioned may not be appropriate for all clients. Before making any investment, each investor should carefully consider the risks associated with the investment, as discussed in the applicable offering memorandum, and make a determination based upon their own particular circumstances, that the investment is consistent with their investment objectives and risk tolerance. Lower expenses do not guarantee better investment performance. Certain information contained herein may constitute forward-looking statements. Due to various risks and uncertainties, actual events, results or the performance of a fund may differ materially from those reflected or contemplated in such forward-looking statements.

Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors. The observations of industry trends should not be read as recommendations for stocks or sectors.


Investment advisory services are provided by Zoe Financial, Inc. (Zoe Financial), an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website.

The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return. Zoe Financial does not provide tax or legal advice.

Explore the Zoe Wealth Platform with AI

Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
In certain situations, you may be required to disclose that the content was “generated by AI.” Please confirm any specific disclosure or labelling requirements with Compliance.

(646) 680-9244

support@zoefin.com

666 Third Ave, 6th Floor
New York, NY, 10017

Copyright © 2026 Zoe Financial, Inc. | All rights reserved

Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors. The observations of industry trends should not be read as recommendations for stocks or sectors.


Investment advisory services are provided by Zoe Financial, Inc. (Zoe Financial), an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website.

The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return. Zoe Financial does not provide tax or legal advice.

Explore the Zoe Wealth Platform with AI

Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
In certain situations, you may be required to disclose that the content was “generated by AI.” Please confirm any specific disclosure or labelling requirements with Compliance.

(646) 680-9244

support@zoefin.com

666 Third Ave, 6th Floor
New York, NY, 10017

Copyright © 2026 Zoe Financial, Inc. | All rights reserved

Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors. The observations of industry trends should not be read as recommendations for stocks or sectors.


Investment advisory services are provided by Zoe Financial, Inc. (Zoe Financial), an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website.

The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return. Zoe Financial does not provide tax or legal advice.

Explore the Zoe Wealth Platform with AI

Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
In certain situations, you may be required to disclose that the content was “generated by AI.” Please confirm any specific disclosure or labelling requirements with Compliance.

(646) 680-9244

support@zoefin.com

666 Third Ave, 6th Floor
New York, NY, 10017

Copyright © 2025 Zoe Financial, Inc. | All rights reserved