You deserve an advisor you can trust. Find, hire, and invest with vetted, fiduciary, financial advisors.
Find Your Financial Advisor
You deserve an advisor you can trust. Find, hire, and invest with vetted, fiduciary financial advisors in the Zoe Network.
You deserve an advisor you can trust. Find, hire, and invest with vetted, fiduciary financial advisors in the Zoe Network.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Find Your Financial Advisor
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Disclosure: *FinTech Breakthrough and Zoe Financial are not affiliated. The 2025 FinTech Breakthrough Awards recognize innovation in financial technology across multiple categories. Award recipients are selected based on industry impact and innovation. Zoe Financial did not pay for inclusion in the awards. For more details, visit FinTechBreakthrough.com. ThinkAdvisor and Zoe Financial are not affiliated. Zoe Financial did not pay for inclusion in the awards, however, Zoe Financial did pay for the promotion rights of the award badges. For more details, visit https://event.thinkadvisor.com/luminaries-awards/. Best Online Financial Advisor is a rating given by NerdWallet for the calendar years ’22, ’23, & ’24 based on several criteria to compare companies that provide financial planning services online or connect users with a financial advisor. Zoe Financial did not compensate NerdWallet for the rating, however Zoe does have a referral agreement with NerdWallet which creates a conflict of interest. Find more information and additional disclosures https://zoefin.com/award-disclosures/. + The preceding endorsements were provided by non-clients of Zoe Financial. No compensation was provided for these endorsements. These endorsements do not guarantee a level of success, nor do they guarantee that all users will have the same experience.
***The information in the visuals is for informational purposes only, and does not represent an actual user’s account, balance, or return and does not represent target or projected performance of any user’s account.
Disclosure: *FinTech Breakthrough and Zoe Financial are not affiliated. The 2025 FinTech Breakthrough Awards recognize innovation in financial technology across multiple categories. Award recipients are selected based on industry impact and innovation. Zoe Financial did not pay for inclusion in the awards. For more details, visit FinTechBreakthrough.com. ThinkAdvisor and Zoe Financial are not affiliated. Zoe Financial did not pay for inclusion in the awards, however, Zoe Financial did pay for the promotion rights of the award badges. For more details, visit https://event.thinkadvisor.com/luminaries-awards/. Best Online Financial Advisor is a rating given by NerdWallet for the calendar years ’22, ’23, & ’24 based on several criteria to compare companies that provide financial planning services online or connect users with a financial advisor. Zoe Financial did not compensate NerdWallet for the rating, however Zoe does have a referral agreement with NerdWallet which creates a conflict of interest. Find more information and additional disclosures https://zoefin.com/award-disclosures/. + The preceding endorsements were provided by non-clients of Zoe Financial. No compensation was provided for these endorsements. These endorsements do not guarantee a level of success, nor do they guarantee that all users will have the same experience.
***The information in the visuals is for informational purposes only, and does not represent an actual user’s account, balance, or return and does not represent target or projected performance of any user’s account.
How We Vet Our Advisors
How We Vet Our Advisors
How We Vet Our Advisors
We background check every advisor we work with so you know you’re getting matched with a highly qualified, experienced financial advisor. All advisors in our network go through a rigorous due diligence process to ensure their qualifications and incentives align with Zoe’s standards. We check five key areas:
Credentials
We only work with advisors with one or more of our required designations: CFP, CFA, or CPA. Every advisor match you see has passed an independent qualifying exam in a particular area of expertise.
Professional Experience
All advisors and financial planners must have at least 5 years of relevant advisory experience to enter our network. No exceptions.
Fiduciary Duty
A fiduciary advisor is an advisor who carries the legal requirement to act in your best interests. We won’t work with anyone else.
Financial Planning
We work with advisors who provide comprehensive wealth planning, tailored to clients’ needs.
4. Investments and
Wealth Management
Our advisors can give you more than a simple one-time plan. Your matches can tailor investments and long-term wealth management to your unique needs.
SEC History
We require every advisor to have a clean background with the SEC, meaning no disclosures from previous client experiences.
How Our Matching Works
How Our Matching Works
Looking for a financial advisor, consultant, or planner? We can help you find and hire an advisor match that’s right for you in three simple steps:
Looking for a financial advisor, consultant, or planner? We can help you find and hire an advisor match that’s right for you in three simple steps:
1. Answer a Few Questions
Complete our 2-minute quiz to review your advisor matches.
1. Answer a Few Questions
1. Answer a Few Questions
Complete our two-minute quiz to get fiduciary advisor matches delivered straight to your inbox. We take into account your investment goals, assets, location, time horizons, and more to personalize each match to your unique needs.
The information in the visuals above is for illustrative purposes only and does not represent
an actual user's z, balance, or returzn.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
1. Answer a Few Questions
Complete our 2-minute quiz to review your advisor matches.
1. Answer a Few Questions
Complete our two-minute quiz to get fiduciary advisor matches delivered straight to your inbox. We take into account your investment goals, assets, location, time horizons, and more to personalize each match to your unique needs.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
2. Schedule a Complimentary Call
Interview vetted advisors to find your best fit.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
2. Schedule a Complimentary Call
Interview vetted advisors to find your best fit.
The information in the visuals above is for illustrative purposes only and does not represent
an actual user's z, balance, or returzn.
2. Schedule a Complimentary Call
Interview our vetted advisors to find your best fit. Our concierge team can help you schedule an introductory call and answer any questions you have throughout the process.
2. Schedule a Complimentary Call
Interview vetted advisors to find your best fit.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
2. Schedule a Complimentary Call
Interview our vetted advisors to find your best fit. Our concierge team can help you schedule an introductory call and answer any questions you have throughout the process.
3. Grow Your Wealth
Open and fund investment accounts in minutes to start working with your advisor in the Zoe Wealth Platform.
3. Grow Your Wealth
3. Grow Your Wealth
If you decide to move forward with your top financial advisor, you can open and fund your investment accounts in minutes through the Zoe Wealth Platform.
The information in the visuals above is for illustrative purposes only and does not represent
an actual user's z, balance, or returzn.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
3. Grow Your Wealth
Open and fund investment accounts in minutes to start working with your advisor in the Zoe Wealth Platform.
3. Grow Your Wealth
If you decide to move forward with your top financial advisor, you can open and fund your investment accounts in minutes through the Zoe Wealth Platform.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Let us connect you with an independent, fiduciary financial advisor.
Experienced
Fiduciary
Certified
Find Your Best Match
Let us connect you with an independent, fiduciary financial advisor.
Experienced
Fiduciary
Certified
Find Your Best Match
The Value of a Great Advisor
The Value of a Great Advisor
Working with an advisor can add as much as 3% more to your annual returns.*
Working with an advisor can add as much as 3% more to your annual returns.*
*Assuming 5% annualized hypothetical growth of 500k portfolio vs 8% hypothetical annualized growth of advisor-managed portfolio over 25 years. Source: Putting a value on your value: Quantifying Vanguard Advisor’s Alpha, Vanguard, July 2022. Nothing within the article, or related to the returns within the study are indicative of any returns generated by advisors on the Zoe Network.
This chart shows hypothetical illustration only. It does not reflect any actual client account, actual trading, or actual returns earned by any advisor in the Zoe Network. The figures are based on a simple math example: how a $500,000 portfolio could have grown over 25 years assuming 5% annualized returns without an advisor and 8% annualized returns with an advisor. These growth rates are assumptions used for illustration, not predictions or guarantees. The 3% difference is drawn from a Vanguard study ("Putting a Value on Your Value: Quantifying Vanguard Advisor's Alpha," July 2022), which estimated the potential value an advisor could add through services such as asset allocation, rebalancing, behavioral coaching, and tax efficiency. The study reflects Vanguard's analysis, not Zoe's. Actual results vary widely. Some advisors may add more value, some less, and some may not outperform a do-it-yourself approach after fees. The chart does not account for advisory fees, taxes, trading costs, or other expenses that would reduce returns. It does not reflect the performance of any Zoe Network advisor. Past performance is not indicative of future results. All investing involves risk, including loss of principal.
What Does Fiduciary Mean?
What Does Fiduciary Mean?
All advisor matches in our network connect you with true fiduciaries: advisors with the legal requirement to act in your financial best interest. You won’t be matched with any advisors who will try to sell you commission-based products like some annuities or insurance.
All advisor matches in our network connect you with true fiduciaries: advisors with the legal requirement to act in your financial best interest. You won’t be matched with any advisors who will try to sell you commission-based products like some annuities or insurance.
Ready to Grow Your Wealth?
Find your financial advisor matches.
Ready to Grow Your Wealth?
Find your financial advisor matches.
Find an Advisor
Retirement Planning
Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors. The observations of industry trends should not be read as recommendations for stocks or sectors.
Investment advisory services are provided by Zoe Financial, Inc. (Zoe Financial), an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return. Zoe Financial does not provide tax or legal advice.
Explore the Zoe Wealth Platform with AI
Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
In certain situations, you may be required to disclose that the content was “generated by AI.” Please confirm any specific disclosure or labelling requirements with Compliance.
(646) 680-9244
support@zoefin.com
666 Third Ave, 6th Floor
New York, NY, 10017
Copyright © 2026 Zoe Financial, Inc. | All rights reserved
Find an Advisor
Retirement Planning
Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors. The observations of industry trends should not be read as recommendations for stocks or sectors.
Investment advisory services are provided by Zoe Financial, Inc. (Zoe Financial), an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return. Zoe Financial does not provide tax or legal advice.
Explore the Zoe Wealth Platform with AI
Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
In certain situations, you may be required to disclose that the content was “generated by AI.” Please confirm any specific disclosure or labelling requirements with Compliance.
(646) 680-9244
support@zoefin.com
666 Third Ave, 6th Floor
New York, NY, 10017
Copyright © 2026 Zoe Financial, Inc. | All rights reserved
Find an Advisor
Retirement Planning
Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors. The observations of industry trends should not be read as recommendations for stocks or sectors.
Investment advisory services are provided by Zoe Financial, Inc. (Zoe Financial), an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return. Zoe Financial does not provide tax or legal advice.
Explore the Zoe Wealth Platform with AI
Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
In certain situations, you may be required to disclose that the content was “generated by AI.” Please confirm any specific disclosure or labelling requirements with Compliance.
(646) 680-9244
support@zoefin.com
666 Third Ave, 6th Floor
New York, NY, 10017
Copyright © 2025 Zoe Financial, Inc. | All rights reserved